Just to make sure it all adds up… this is where you’ll find links to all our calculators, including our ever popular lifestyle calculator, for working out the true cost of your clients’ lattes and takeaway sandwiches. You'll also find the equalisation of premium and cover calculators for business protection here.

• Lifestyle calculator
• Equalisation calculator
• Business protection cover calculator
• Validity calculator

Lifestyle calculator (online)

This calculator allows your clients to add up how much they spend a week on little extras like coffees, magazines and taxis, and then shows how much protection they could afford for the same amount.

Take me to the lifestyle calculator

Lifestyle calculator (download)

Our lifestyle calculator has proved very popular. In response to feedback from advisers, we've created a downloadable version. That way, you can use the calculator even when you're not online - for example when visiting a client at home or for meetings away from the office.

Download 'lifestylecalculator' application (.exe)

Size: 60kb
Online publication date: Nov 08

Equalisation calculator

When setting up protection for shareholding directors or partners you should consider arranging to even out any differences between the payment that each is making to their plans. This is known as equalisation of premium or payment.

This calculator gives you a quick way to show how to achieve a fair distribution of costs.

Take me to the equalisation calculator

Business protection cover calculator

We've created a table for you to use with your business protection clients. It's a checklist of the financial sums you need to know in order to work out the sums assured.

This calculator is in PDF format and can be downloaded and printed out.

Take me to the business protection cover calculator

Validity calculator

We continually review our rates to make sure they're competitive, and we can change rates on a daily basis.

Use this calculator to work out when the plan will have to start to get our existing rates.

Take me to the validity calculator