Most people who buy life cover buy enough to pay off their mortgage if they die. But is this really all they need?

For most of us, the mortgage is only one of the many financial commitments we have.

Credit cards, personal loans, council tax, childcare costs, food and utility bills are just some of the regular payments that your clients have to make. And most of these commitments wouldn’t go away if one of the breadwinners died.

This is where protection from Bright Grey can help. Our Personal Protection Menu provides protection for individuals, families and their mortgage.

What’s more, we’ve designed our menu to work with your advice. It gives you the flexibility to mix and match amounts, covers and terms so that you can give your clients exactly what they need, whatever life stage they’re at.

To find out how to use the menu to tailor a plan to suit your clients' needs and budget perfectly, take a look at our guide to life stages, which includes sales tools to support you with objection handling, case studies and helpful tips.

And remember, protection from Bright Grey is about much more than the financial payout. We include our unique Helping Hand service with every menu plan so that your clients are supported emotionally as well as financially when they’re in need. This means you’re always giving your clients that little bit extra when you recommend a plan from Bright Grey.

Our range of covers:

• Life Cover
• Critical Illness Cover
• Life or Critical Illness Cover
• Income Cover for Sickness
• Payment Cover for Sickness