Underwriting
Always striving to give your clients fairer and quicker decisions
At Bright Grey we want to make it as easy as possible to do business with us, which is why we let you choose how you'd prefer to submit applications.
It’s also why we go to so much trouble to ensure applications are completely accurate, and why we have such a good record of settling claims quickly and fairly.
Underwriting key points
- Decisions in principal
- Online application process
- Underwriting helpdesk
- GP incentive scheme
- Straight-through evidence requests
- Clear and simple underwriting guide
Interactive quote & apply
Our interactive quote & apply system was designed to increase the pass rate and get more clients on risk faster. It is simple, intuitive, and quick. What’s more it pays an extra 10% Lautro.
The interactive data capture form is shorter than our paper form. It avoids any unnecessary questions for ‘clean’ lives. And you’ll get an instant decision. You also have the flexibility to refine your application after you’ve seen our quote.
Telephone application
Our telephone application service gathers medical evidence directly from clients as an alternative to contacting their GP. This helps to speed up the time it takes to process your clients' applications.
Paper application
If you make a paper application we’ll check it thoroughly to ensure it's complete before beginning the underwriting process. If we need any more information a member of our Customer Care team will contact you.
Talk to the team
If you have any questions about personal protection underwriting
just call 0845 6094 505 or email: theunderwriters@brightgrey.com
