Bright fact

53%

of all applications receive an immediate decision


Source:
Bright Grey, May 2011

Menu covers
A powerful and flexible personal
protection solution

We've designed our Personal Protection Menu to offer your clients total flexibility. It enables you to put together a protection plan that suits their needs and budgets perfectly.

You can offer them the choice of Life Cover, Critical Illness Cover, or Life or Critical Illness Cover. If they want Life Cover but can’t afford an equal amount of Critical Illness Cover, they can have a smaller amount instead.

Why choose a menu product?

  • Up to 10 covers for different amounts and terms in one plan
  • One application, plan charge and direct debit
  • Our unique Helping Hand service at no extra cost, from the day the plan starts
  • Our interactive quote & apply service, which gives you quicker decisions
  • Immediate online decisions on 'clean' applications
  • Dedicated service teams

They can choose the term, either joint or single cover, and the type of payment they'd like. If they want, you can also add Income Cover for Sickness and Payment Cover for Sickness.

The possibilities are as flexible as your clients. And the process is simple. No matter how many covers they pick - whether it's 1 or 10 - there will still only be 1 quote, 1 application, 1 plan charge and 1 direct debit.

And it doesn't end there. With the Bright Grey Personal Protection Menu plan you can add, alter and remove covers whenever your clients' circumstances change. Giving you the opportunity to review their needs and give them your expert advice.

Every single menu client also automatically gets our unique Helping Hand service at no extra cost – whether they need to claim or not.

Helping Hand provides access to medical, legal, career and personal helplines. Most importantly it provides specialist nurse advisers and a counselling service at no extra cost. So when you recommend Bright Grey, you're giving your clients more valuable protection.


Want to know more about how our menu works?

If you’d like to find out more about our personal protection menu products, just call 0845 6094 500 or email: help@brightgrey.com


Plan details

All about our personal
protection menu plan,
covers and options



Bright Grey. More financial sense from Royal London

We are backed by the financial strength and stability that comes from being part of the Royal London Group, the UK’s largest mutual life and pensions company.

Bright Grey is a division of The Royal London Mutual Insurance Society Limited which is authorised and regulated by the Financial Services Authority No. 117672.
Group registered VAT number 368 5244 27.

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