Helping your client get back to work
If your clients claim on their Income Cover for Sickness plans, we can help them get back to work.


We work with HCML, one of the UK’s leading rehabilitation case management companies, who can provide the services of a personal rehabilitation case manager to help your clients manage their recovery and return as close as possible to their pre-injury levels of health and fitness.



Rehabilitation case manager

Once it’s decided that your client would benefit from the service, their case manager will work with your client to find out their rehabilitation and recovery needs.


HCML's rehabilitation case managers have experience in nursing, physiotherapy, occupational therapy or psychology. They will work with your client and their treating practitioners, and tailor a rehabilitation plan to suit each client’s specific needs, taking into account the impact of the illness or injury on all aspects of their lifestyle. This could include hobbies, their family life, or whether they need help learning to drive again, for example.



However, the most common goal is to help your client get back to work.


HCML can work with the client’s existing employer to:


  • Arrange temporary reduced working hours
  • Help with any changes to a role, responsibilities or environment needed
  • Find an alternative role if the original is no longer possible

And if your client is unable to go back to their original job or employer, HCML’s specialist vocational consultants can help your client find a new job. They can match their existing skills to new roles, help them to write CVs or applications and practice interviews with them.


Bright Grey and HCML will do all we can to help your client on the road to recovering the life they led before their illness or injury.


This is just another way that your client gets added value from the Bright Grey plan that you recommend.





hcml logo HCML is a rehabilitation case management service and is not regulated by the Financial Services Authority.



Royal London

Bright Grey is a division of The Royal London Mutual Insurance Society Limited
which is authorised and regulated by the Financial Services Authority No. 117672.
Group registered VAT number 368 5244 27.


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Why Jo bought Income Cover for Sickness

You can give your clients this handy sales aid, which explains what HCML offers. It also tells Jo's story, which shows how easy it is to add additional cover to an existing plan.



To view these documents once you have downloaded them you will need Adobe Acrobat Reader, which can be downloaded here.