Ownership protection
The key things to think about

The loss of a partner member or shareholding director can have a major impact on the success of a business in terms of ensuring continued control for the remaining owners.

Key benefits

  • Designed to compliment advice
  • Cover you can build on
  • Maximises clients budget
  • Free Helping Hand service

The potential problems will depend on the business type, the size of the business share, and the procedures laid down in the articles of association, the limited liability partnership (LLP) agreement or the partnership agreement if there is one.

The aim in setting up ownership protection cover is to ensure:

  • the remaining business owners retain continued control of their business
  • the estate of the deceased owner, or the outgoing critically ill owner, gets fair value for selling their share of the business
  • the arrangement is set up in a tax-efficient way

There are several ways this can be done, depending on the type of business, which are explained in the pdf below.

Why not add even more value to the advice you give your business clients by talking to them about putting their plan in a bypass trust through their will?

Find out more about Bright Grey ownership protection

Download the ownership protection section of our guide to business protection

If you have any questions about ownership protection just call 0845 6094 500 or email: businessprotection@brightgrey.com


Business protection

This step-by-step
technical guide will help
you to protect your client's business.



Bright Grey. More financial sense from Royal London

We are backed by the financial strength and stability that comes from being part of the Royal London Group, the UK’s largest mutual life and pensions company.

Bright Grey is a division of The Royal London Mutual Insurance Society Limited which is authorised and regulated by the Financial Services Authority No. 117672.
Group registered VAT number 368 5244 27.

About us | Legal | Privacy