The combined approach
The benefits of joined-up-thinking

It should be remembered that key person and ownership protection are not mutually exclusive and many businesses will require both for the same person.

With the Bright Grey Business Protection Menu key person and ownership protection can be combined into one, rather than 2 plans.

You can combine different covers each with a different term and amount of cover all in one plan.

For example you could have Life or Critical Illness Cover with a 5-year renewable term for key person protection plus Life or Critical Illness Cover with a 20-year term for ownership protection.

Find out more about Bright Grey's combined approach

Download the combined approach section of our guide to business protection

If you have any questions about our combined approach just call 0845 6094 500 or email: businessprotection@brightgrey.com


Business protection

This step-by-step
technical guide will help
you to protect your client's business.



Bright Grey. More financial sense from Royal London

We are backed by the financial strength and stability that comes from being part of the Royal London Group, the UK’s largest mutual life and pensions company.

Bright Grey is a division of The Royal London Mutual Insurance Society Limited which is authorised and regulated by the Financial Services Authority No. 117672.
Group registered VAT number 368 5244 27.

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