Bright Grey – Life or Critical Illness Cover features, benefits and options for business protection

Life & Critical Illness Cover - features, benefits & options

Our Critical Illness Cover features, benefits and options include:

Children's Critical Illness Cover
35 critical illnesses covered
Only 1 standard exclusion
Cover increase options
Instant Cover
Helping Hand

Term of cover

5 - 40 years

~ 5 year renewable

Basis of cover

Single life or joint life first event

Guaranteed or reviewable payments

Reviewable

Maximum amount of cover

£1,000,000

Minimum age when cover starts

18 attained

Maximum age when cover starts

64 attained

Maximum age when cover ends

74 attained

Payment of cover

Lump sum
Level
Decreasing
Increasing

Exclusions

Intentional self-inflicted injury (on
critical illness and TPD claims)

~ not available on decreasing covers.

Decreasing cover can be:

decreasing at a rate of interest chosen by your clients (between 0 and 15%)

Increasing cover can be:

a fixed rate between 2% and 5%
a rate based on the change in Retail Prices Index (between 2% and 10%)

Download our 'plan details for the Business Protection Menu' PDF

Size: A4 - 52 pages - 158kb

Online Publication date: Apr 10

Bright Grey is a division of The Royal London Mutual Insurance Society Limited
which is authorised and regulated by the Financial Services Authority No. 117672.
Group registered VAT number 368 5244 27.