Bright Grey – Key Person Income Cover for Sickness overview

Our Key Person Income Cover for Sickness pays out a monthly income if your clients are either unable to work because of an illness or injury or are unable to carry out a number of work-related tasks. Payments continue until the first of the following happens:

the person covered recovers and is able to return to work
the person covered no longer meets the definition of incapacity
the employment of the person covered by the business comes to an end
the business ceases to trade
the cover ends
the cover payment period ends
the person covered dies.

We automatically include Payment Cover for Sickness with Key Person Income Cover for Sickness.

Bright Grey offers two definitions of incapacity under Key Person Income Cover for Sickness:

Own occupation and
Working tasks.

You can find full definitions of these in section D of our plan details booklet.

Download our 'plan details for the Business Protection Menu' PDF

Size: A4 - 52 pages - 158kb

Online Publication date: Apr 10

Bright Grey is a division of The Royal London Mutual Insurance Society Limited
which is authorised and regulated by the Financial Services Authority No. 117672.
Group registered VAT number 368 5244 27.